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Upstart Holdings, Inc.

Upstart Holdings, Inc. technical analysis

UPSTFinancial Services Updated daily

Technical analysis of Upstart Holdings, Inc. (stock) with the Montbon Method — Elliott Waves, moving averages and a 0–100 score.

What is Upstart Holdings, Inc.

Upstart Holdings, Inc. is a company operating in the financial services sector that manages a cloud-based artificial intelligence lending platform. The platform offers various credit products, including unsecured personal loans, auto loans, auto refinancing, and home equity lines of credit. Founded in 2012, the company is headquartered in San Mateo, California and operates in the United States.

Description generated automatically from public sources; it may be inaccurate or out of date.

Upstart Holdings, Inc.: latest session data

Closing values for October 19, 2026, computed on the last 12 months of prices.

Close23.25 $
Change−1.32%
RSI (14)42.1
MACD-0.714
ADX14.4
Volatility (ATR)4.96%
Volume vs 20-avg70%
12-month high36.90 $
12-month low22.21 $

Moving averages

21 sessions

23.89 $

−2.69%

50 sessions

26.44 $

−12.05%

200 sessions

30.99 $

−24.98%

Session levels

s2

22.22

Support

s1

22.89

Support

pivot

23.92

Pivot

r1

24.59

Resistance

r2

25.62

Resistance

How to read it

In the October 19, 2026 session Upstart Holdings, Inc. closed lower at 23.25 $, −1.32% versus the previous session.

The price sits below every moving average observed: −2.69% against the 21-session average, −12.05% against the 50 and −24.98% against the 200.

The 14-period RSI reads 42.1, in neutral territory.

MACD stands at -0.714 against a signal line at -0.876: the histogram is positive (+0.162).

ADX reads 14.4, indicating weak directionality.

Levels computed on the latest session place supports at 22.89 and 22.22 $ and resistances at 24.59 and 25.62 $, around a pivot of 23.92.

The average daily range (ATR) is 1.153 $, or 4.96% of price.

Turnover was 3M shares, 70% of the 20-session average.

Over the last twelve months the price ranged between 22.21 and 36.90 $, and today stands −36.99% from the period high.

Measures computed on closing prices. They describe the past; they are not forecasts.

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How Montbon’s technical analysis works

Montbon analyses markets with Elliott Waves, multi-timeframe moving averages and a 0–100 score summarising the technical setup. It is an informational screening tool.

Elliott Waves

Wave counting to frame the price structure.

MTF moving averages

Moving averages across timeframes to read the trend.

0–100 score

A technical summary of the setup, updated daily.

Read the full Montbon Score methodology →

FAQ about Upstart Holdings, Inc.

How is Upstart Holdings, Inc. analysed technically?

Technical analysis of Upstart Holdings, Inc. is based on price charts and indicators such as moving averages, RSI and MACD, to observe trend, momentum and volatility across different time horizons.

Which timeframes are used for Upstart Holdings, Inc.?

The daily and weekly charts are typically used for medium-to-long-term trends, while intraday charts (for example 1-hour or 15-minute) are used for short-term movements.

What are Elliott Waves applied to Upstart Holdings, Inc.?

Elliott Wave theory describes price moves as sequences of impulsive and corrective waves; applied to Upstart Holdings, Inc. it helps frame the technical structure of the historical chart and is not a forecast.

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Disclaimer. For informational purposes only; not financial advice or a recommendation. Montbon Analytics is not an authorised financial intermediary.

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